What is SR22 Insurance?
If your driver’s license or vehicle plates get suspended or revoked due to a traffic violation, the state of Illinois requires you to purchase SR22 Financial Responsibility insurance. The name SR22 comes from the form insurance companies submit to the Secretary of State. Once your SR22 has been submitted, your driver’s license or plates will be eligable for reinstatement.
The SR22 Certificate may be in the form of an owner’s certificate, a non-owner/operator’s certificate, or an owner/operator’s certificate.
How does My SR22 Get Submitted?
When you make a payment to our agency, we will submit a request for an SR22 certificate to the car insurance company. They send the SR22 certificate electronically to the Secretary of State in Springfield. You get a copy from the insurance company, as well as a letter from the Secretary of State upon acceptance. So check your mail.
Coverage required for an SR22 Certificate is the lowest amount of liability insurance required by the state. The minimum liability limits in Illinois are:
- Bodily injury: $20,000 per person / $40,000 per occurrence
- Uninsured motorist: $20,000 per person /$40,000 each occurrence
- Property damage: $15,000
How Long Do You Have to Have SR22 Insurance?
In Illinois, you are required to have SR22 insurance for 3 years.If your policy lapses or is canceled, your auto insurance company is required to notify the Secretary of State immediately and your license will be suspended again.
Public Insurance Agency specializes in Illinois SR22 coverage. We provide instant SR22s with the lowest rates and monthly payments, period! We e-mail you your information and insurance ID cards immediately after your purchase. There’s no running around or waiting in line for paperwork, so get back on the road as fast as possible.
Enter your zip code for an SR22 insurance Quote. If you like what you see Public will instantly e-file your SR22 with the Secretary of State and have you back on the road in no time!
*The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.